Vaibhav Vyapaar IPO Details
IPO Overview
| Price Band | ₹51–₹54 |
|---|---|
| Lot Size | 2000 shares |
| Min Investment | Min ₹108000 |
| Total Subscription | 0 times |
| Status | Upcoming |
Lot Size
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Individual investors (IND) (Min) | 2 | 4000 | 216000 |
| Individual investors (IND) (Max) | 2 | 4000 | 216000 |
| S-HNI (Min) | 3 | 6000 | 324000 |
| S-HNI (Max) | 9 | 18000 | 972000 |
| B-HNI (Min) | 10 | 20000 | 1080000 |
IPO Tentative Timetable
| IPO Open Date | Oct 13, 2026 |
|---|---|
| IPO Close Date | Oct 15, 2026 |
| Allotment Date | Oct 16, 2026 |
| Refund Initiation | Oct 19, 2026 |
| Listing Date | Oct 21, 2026 |
IPO Detail
| Face Value | ₹5 per share |
|---|---|
| Price Band | ₹51 to ₹54 |
| Lot Size | 2,000 Shares |
| Sale Type | Fresh capital only |
| Issue Type | Bookbuilding IPO |
| Listing At | NSE SME |
| Total Issue Size | 77,96,000 shares (agg. up to ₹42 Cr) |
| Reserved for Market Maker | 3,90,000 shares (agg. up to ₹2 Cr) |
| Fresh Issue (Ex Market Maker) | 74,06,000 shares (agg. up to ₹40 Cr) |
| Net Offered to Public | 74,06,000 shares (agg. up to ₹40 Cr) |
| Share Holding Pre Issue | 2,03,86,423 shares |
| Share Holding Post Issue | 2,81,82,423 shares |
Company Financials (In Crore)
| Period Ended | Assets | Total Income | Profit After Tax | E B I T D A | N E T Worth | Reserves And Surplus | Total Borrowing |
|---|---|---|---|---|---|---|---|
| 31 Jul 2026 | 96.16 | 18.15 | 3.01 | 7.51 | 47.20 | 37.00 | 37.90 |
| 31 Mar 2026 | 84.23 | 37.64 | 1.97 | 10.84 | 29.19 | 21.14 | 46.80 |
| 31 Mar 2025 | 55.04 | 25.34 | 1.48 | 7.07 | 27.22 | 23.19 | 22.66 |
| 31 Mar 2024 | 61.18 | 25.46 | 0.45 | 5.38 | 25.74 | 21.71 | 26.76 |
Objects of the Issue
| S. No. | Objects Of The Issue | Expected Amount (in Crores) |
|---|---|---|
| 1 | Augment the capital base of the company | 32.00 |
| 2 | General Corporate Purpose | |
| Total | 32.00 |
About Company
Incorporated in February 2009, Vaibhav Vyapaar Limited is a Non-Banking Financial Company (NBFC) providing unsecured personal loans to salaried and self-employed individuals through its fully digital lending platform. The Company provides personal loans under the “LoanFront” brand through its mobile application, which supports loan origination, customer verification, due diligence, underwriting, documentation, disbursal and repayment. It provides loans through both direct lending and co-lending arrangements with other NBFCs and also generates revenue by providing application and technology services to other NBFCs. Its lending operations primarily cater to salaried and self-employed borrowers, including first-time borrowers and lower-income salaried professionals across urban and semi-urban regions of India.
The Company follows a technology-enabled lending model supported by digital verification, credit assessment, credit decisioning and risk evaluation tools. It has been operating its digital lending business through the LoanFront platform for the last six years. The Company was acquired by CapFront Technologies Private Limited in October 2019, following which it continued to expand its digital lending operations. As of July 31, 2026, the Company had Assets Under Management (AUM) of ₹812.41 crore, net worth of ₹471.96 crore and a debt-to-equity ratio of 0.80.
As of July 31, 2026, the Company had 56 employees, including 17 employees in technology, 11 in operations and 11 in risk functions. Its operations are supported by an experienced management team with expertise in digital lending and financial services.
Competitive Strengths
- Technology-driven digital lending platform.
- Focus on underserved and first-time borrowers.
- Strong market understanding and customer insights.
- Diversified lending model through direct and co-lending.
- Disciplined underwriting framework and robust risk management.
Documents
Registrar
Vaibhav Vyapaar IPO Details — Frequently Asked Questions
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